Institutional Grade Liquidity Rails|RTP & FedNow Active

Commercial Banking that Moves at Your Pace

Real-time sovereign treasury control, multi-currency enterprise clearing, and automated continuous compliance engineered for hyper-growth enterprises.

FDIC Insured up to $5,000,000 via sweep
Zero setup fees or maintenance locks
Instant EIN automated clearance
Incoming Wire
+$248,500.00

Acme Horizon Holdings, LLC

09:41
A
MTech FinTech
Apex Labs Corp.
Operating LiquidityUSD • Yield 5.15%
$4,892,120.45
Available: $4,840,000.00Pending: $52,120.45
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FX Swap
Weekly Net Inflow+18.4%
Real-Time Ledger
Amazon Web Services
Card 8892 • Cloud Ops
-$12,410.00
FedNow Clearing
Instant settlement • 0.4s

Zero Hidden Fees

No minimum balance requirements, free unlimited domestic ACH & Fedwire, and institutional-spread FX.

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High-Yield Treasury

Earn up to 5.15% APY on idle operating capital via automated overnight government repo sweeps.

Calculate yield growth

Instant Global Rails

RTP and FedNow native infrastructure offering 24/7/365 liquidity settlement in 45+ international corridors.

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Bank-Grade Vault

Hardware security key multi-sig, behavioral fraud anomaly engines, and SOC 2 Type II strict compliance.

Security architecture
Smart Analytics & Runway Engine

Autonomous Treasury & Real-Time Cash Flow Tracking

Eliminate manual spreadsheet reconciliations. Aura monitors account velocities across all operating entities, projecting dynamic runway forecasts and automatically sweeping excess cash into yield instruments.

Predictive runway & burn projections

Accurate 30, 60, and 90-day cash positions mapped directly from ongoing payable schedules.

Multi-entity cash aggregation

Unify domestic and overseas subsidiaries within a synchronized corporate balance view.

Native ERP integrations

Instant bi-directional sync with NetSuite, QuickBooks Online, Xero, and Sage Intacct.

Review the Treasury Whitepaper
Consolidated Liquidity
$12,840,650.00
Operating Cash Velocity+14.2% Net Inflow
Yield Accrued
+$41,890
Payables Pending
-$189,400
Est. Runway
34 Months
AuraInfinite
4291 •••• •••• 8820
Cardholder
ELENA ROSTOVA
Expires
08/29
Card Active & Ready
One-tap instant freeze across digital wallets
Daily Spend Ceiling
Limit: $50,000.00 / per transaction
Configured
Merchant Category Lock
SaaS, Travel, Cloud Services permitted
Enterprise Spend Sovereignty

Instant Card Issuance & Autonomous Controls

Issue unlimited virtual and physical commercial Visa cards in milliseconds. Equip teams with dedicated departmental budgets, pre-set merchant whitelists, and autonomous receipt reconciliation.

Instant Provisioning

Push to Apple Pay & Google Wallet immediately upon issuance.

Zero Liability

100% indemnified against unauthorized merchant charges.

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Private Client Relationship Management

Dedicated 24/7 Priority Concierge Banking

Skip generic phone queues. Every enterprise account is assigned a chartered commercial banker backed by an around-the-clock technical treasury support desk available via direct phone, encrypted in-app chat, or private Slack connect.

Average direct resolution time: under 58 seconds
Named Relationship Manager with full underwriting authority
Shared dedicated Slack / Microsoft Teams channel option
Meet our Executive Treasury Team
Aura Senior Commercial Banker portrait
Katherine Vance
Senior Commercial Banker • Direct Desk
Priority Rail
Hi Katherine, we have a $1.2M euro denominated supplier invoice releasing this afternoon. Can we execute the EUR/USD spot lock under treasury rate tier 1?
14:22 EST
Good afternoon Elena! Absolutely. I have secured the EUR/USD spot rail at 1.0842 with zero spread surcharge. The wire validation ticket #TR-99402 has been pre-authorized on your dashboard.
14:23 EST (42s response)
Pre-Approved Foreign Exchange Slip
$0.0B+
Annual Clearing Volume

Executed across domestic wires, ACH, and FedNow real-time systems.

0.000%
Uptime SLA Guarantee

Mission-critical infrastructure with dual-region hot disaster fallback.

0+
Institutional Clients

Venture backed disruptors, commercial real estate funds, and tech leaders.

5.0 / 5.0 Enterprise Trust Rating
“Transitioning our treasury ops to Aura eliminated three full working days from our monthly close. The 5.15% APY yield generated over $230,000 in passive interest this quarter alone, with effortless zero-fee domestic wires.”
Julian Mercer
Chief Financial Officer • Strata Dynamics (Series C)
Certified Compliance
FDIC Member Bank Insured ($5M Sweep)
SOC 2 Type II Certified Annually
256-Bit Hardware AES Encryption
PCI-DSS Level 1 Merchant Standard
10-Minute Onboarding

Ready to Modernize Your Corporate Treasury?

Open a full-featured commercial account online today. Immediate business verification, automated EIN lookup, and no credit score impact during application.

No credit check required
FDIC coverage automatically mapped