Cross-Border Payments & Multi-Currency Treasury
Transact globally with local clearing speed in 45+ currencies. Access institutional interbank wholesale FX rates with transparent zero-markup spreads and real-time gross settlement.
SEPA Instant, Faster Payments UK, FedNow, RTP, and Pix direct settlement bypasses correspondent bank fees.
Direct access to interbank liquidity pools. Up to 95% cheaper than traditional legacy bank markups (3.0%+).
Continuous algorithmic matching, algorithmic stop-loss execution, and zero weekend execution lockouts.
Enterprise FX Capabilities Engine
Unified sovereign accounts combined with programmatic orchestration for enterprises transacting across multiple regulatory jurisdictions.
Multi-Currency Global IBANs
Collect, hold, convert, and disburse across USD, EUR, GBP, JPY, CAD, SGD, and AUD. Issue designated local virtual IBANs to clients for localized collection without cross-border intermediary friction.
Algorithmic FX Hedging
Protect international margins from sudden currency volatility. Execute automated forward contracts, rolling trailing stops, and rule-based liquidity balance sweeps.
Programmatic Treasury & Global Payouts
Automate global contractor payroll, supplier payables, and high-frequency FX conversions with Aura's ISO 20022 compliant APIs. Issue idempotent bulk payouts in seconds with guaranteed FX quotes.
{
"source_account": "act_usd_treasury_099",
"destination_currency": "JPY",
"amount_source": 500000.00,
"settlement_rail": "ZENGIN_REALTIME",
"rate_tier": "INTERBANK_SPOT_0.15",
"idempotency_key": "idemp_91a0efc23789b"
}Institutional Rate Comparison
See how legacy tier-1 commercial institutions quietly extract millions via hidden 2.5% - 3.5% FX rate markups compared to Aura's verified wholesale spot execution.
| Provider Platform | FX Markup | Intermediary Fees | Recipient Receives |
|---|---|---|---|
Aura Wholesale | 0.15% ( | $0.00 | |
| Traditional Wall St. Bank | 3.20% ( | $45.00 Swift | |
| European Commercial Custodian | 2.85% ( | $60.00 Wire |
Frictionless Global Compliance & Real-Time Sanctions Screening
Traditional commercial banks stall high-value payments for 48 to 72 hours due to legacy manual compliance review desks. Aura screens every outbound wire and local clearing instruction through real-time ML-powered sanctions databases in under 70 milliseconds.
Connect your global treasury to modern financial rails.
Open dedicated multi-currency IBANs, establish wholesale liquidity pricing, and deploy high-velocity automated clearing for your enterprise operations in under 48 hours.