Enterprise Operating Accounts with Automated Treasury Sweeps
Maximize yield up to 5.20% APY on idle cash while maintaining zero-lock instant operating liquidity with our programmatic, multi-million dollar FDIC sweep networks.
Real-Time Yield Forecaster
Calculate the projected returns of routing idle enterprise cash balances across Treasury Repurchase and Partner Bank Sweep networks.
Net return earned strictly on swept balances above your operating floor.
Equivalent to covering 2 full-time engineering payroll lines automatically.
Treasury Infrastructure without Operational Overhead
Eliminate manual transfers between checking and wealth managers. Aura programmatic rails execute treasury actions at institutional speed.
Automated Cash Concentration & Sweep Logic
Construct deterministic liquidity triggers. Protect against payroll shortfalls while capturing overnight yield on every marginal dollar above your custom cash targets.
- Target Balance Sweeping: Maintain exact working capital floor
- Reverse Sweep Automation: Automatic refill if outflow obligations spike
- Zero liquidation delays: Same-day settlement for outbound wires
Real-Time ERP & General Ledger Bi-Directional Sync
Close your month-end books in minutes, not days. Aura pushes parsed transactional metadata, custom tags, sweep interest line items, and multi-entity transfer receipts directly into your chart of accounts.
Automated AI matching eliminates manual ledger exports.
Pass department, project code, and tax entity tokens on wire rails.
Dual-Authorization & Custom Role Guardrails
Protect treasury integrity with configurable approval thresholds. Mandate dual biometric sign-off for wires above custom limits, segregate initiator and approver responsibilities, and set IP-gated access policies.
YubiKey integration for high-stakes disbursements.
Assign Read-only Auditors, AP Clerks, Treasury Controllers.
Zero Hidden Fees. Zero Compromises.
Legacy institutions charge you maintenance fees to hold your capital. Aura turns your operating cash into a high-yielding treasury instrument.
“With Aura Bank, our $28M Series B reserves automatically generated over $1.4M in annualized safe Treasury yield without our finance team lifting a finger. Their automated sweep keeps our payroll liquid while sweeping every spare dollar overnight.”
Start Earning 5.20% on Your Idle Reserves Today
Open your multi-million commercial operating account online in under 15 minutes. Connect your ERP and activate automated Treasury sweeps instantly.